The Georgia e-Visa costs about US35.40,nottheUS20 on the official fee line.
The official portal lists US$20 plus a 2% service fee, and says the fee is not refundable even if your visa is denied.
Wego and Tata AIG report a further US$15 identity check, due within 24 hours.
Insurance of at least GEL 30,000 is compulsory, and one insurer lists it from GEL 3.95 a day.
Tax collected at source takes 2% of your package upfront, and an Indian credit card adds about 4.1% on every lari you spend.
This roadmap totals each line in rupees at the National Bank of Georgia’s official rate, current as of 1 October 2026.
The Five Cost Layers In A Georgia Budget
Every Georgia budget from India has the same layers.
- Layer 1: the package price, which covers what your operator has prepaid.
- Layer 2: entry costs, meaning the e-Visa and mandatory insurance.
- Layer 3: tax and card charges, meaning TCS on the package and fees on every card payment.
- Layer 4: flights, which are priced separately.
- Layer 5: on-ground spending in lari.
Your formula is simple: package + entry + tax and card charges + flights + on-ground cash.
All rupee figures here use the National Bank of Georgia’s rate for 1 October 2026.
That rate is 100 INR = 2.7181 GEL, so GEL 1 is about ₹36.79.
US$1 is about ₹95.83.
Rates move daily, so redo the conversion on your booking day.
Entry Costs: E-Visa And Insurance
What The E-Visa Really Costs In Rupees
Georgia does not give Indian passport holders a visa on arrival, so most travellers pay for an e-Visa.
The official e-Visa portal FAQ states the fee as “20 USD + 2% service fee”.
That is US$20.40, or about ₹1,955.
Wego (updated 29 April 2026) and Tata AIG both report a separate US$15 DuVerify identity check.
The official FAQ text we opened does not list it, so confirm it on the portal when you apply.
With it, the total is about US$35.40, or ₹3,392.
Your Indian card may add about ₹140 in charges on top.
The portal says the fee is not refundable if you are denied, never use the visa or make an error.
It accepts only Visa and Mastercard, so a RuPay-only card will not work.
Email verification is valid for 1 hour, and payment must be made within 5 hours of the notification.
Wego says the DuVerify step must be done within 24 hours.
The portal says a decision takes not less than 5 working days.
Applying early costs nothing, and a rushed or mistyped application can cost you the fee twice.
What Mandatory Insurance Costs
Since 1 January 2026, every tourist entering Georgia needs health and accident insurance of at least GEL 30,000.
Visit Georgia’s explainer on the rule says it must cover your whole stay, arrival to departure.
GEL 30,000 is about ₹11.04 lakh.
The rule has no exemption for visa-free entrants.
The policy must show seven details:
- the contract parties
- the covered territory
- the subject of insurance
- the start and end dates
- the insured risks
- the coverage limits
- the premium amount and payment terms
What The GEL 30,000 Level Can Cost
Here is what one Georgian insurer lists for the GEL 30,000 level, plus an Indian insurer reference point.
| Provider / Plan | Listed Price | Approx. Rupees | Check Before Buying |
|---|---|---|---|
| GeoCover Visitor plan | GEL 3.95 a day | About ₹145 a day | Confirm certificate details and exclusions. |
| GeoCover Visitor, 7 days | About GEL 27.65 | About ₹1,017 | Check full stay dates before payment. |
| GeoCover 10-day plan | GEL 36 | About ₹1,324 | Check start and end dates. |
| GeoCover 7-day bundle with unlimited internet | GEL 40 | About ₹1,472 | Confirm insurance and internet terms separately. |
| Tata AIG Georgia cover | From ₹40.82 a day | About ₹286 for 7 days | Confirm the certificate carries all seven required details. |
| GeoCover Extreme plan | GEL 17.5 a day | About ₹644 a day | Get skiing, paragliding and activity exclusions in writing. |
Important: We could not confirm which activities each plan excludes. If you plan paragliding or skiing, get the exclusions in writing before you rely on the cheaper plan.
What Georgia’s Own Data Says About Spending
The 2025 Average Visit In Lari And Rupees
Geostat’s 2025 inbound tourism release, published 30 January 2026, gives an average spend of GEL 2,187.3 per visit.
That is about ₹80,500.
The average stay was 5.6 nights.
Treat this as a benchmark, not an Indian-tourist budget.
It covers all nationalities and includes same-day visitors.
Do not divide it by nights to get a daily budget.
| Category | Share of spend |
|---|---|
| Shopping | 28.4% |
| Accommodation | 25.4% |
| Foods and drinks | 23.3% |
| Leisure and cultural activities | 13.0% |
| Local transport | 8.7% |
| Other | 1.2% |
Accommodation, food and local transport add up to 57.4%.
A package that prepays those three moves most of that share out of your pocket.
The open lines are shopping, activities and extras, which make up 42.6% of that spending.
Those are the lines you control, so give them their own number.
What A Package Pre-Pays And What It Does Not
A Roaming Legs Georgia package includes 5-star hotels, a private vehicle for the full trip and full-board meals.
It also includes a private airport transfer.
Visa assistance is free, and you pay only the government fee.
For current starting prices by trip length, read Georgia trip cost from India.
To see the packages themselves, start with Georgia tour packages from India.
Entry costs, flights, TCS, card charges and your own spending money are not part of the package price.
Ask whether your quote includes flights, because that single line can change your total by a large margin.
Twin-Sharing And The Single Supplement
Per-person prices assume twin-sharing.
A solo traveller pays a single-traveller supplement.
Ask for that amount in writing before you compare quotes.
Optional Extras Priced Separately
Paragliding in Gudauri, cable car tickets and a private wine tasting in Kakheti are optional extras.
- Paragliding in Gudauri
- Cable car tickets
- Private wine tasting
Ask for each price in writing, so you can compare quotes on the same basis. Package prices can also vary with your travel month, so check the best time to visit Georgia before you fix dates.
Tax And Card Charges Indian Travellers Forget
The 2% TCS On Overseas Packages
KPMG’s Union Budget 2026-27 note on tourism confirms tax collected at source on overseas tour packages is cut to 2%.
ClearTax dates the change to 1 April 2026.
It replaces the earlier 5% up to ₹10 lakh and 20% above that.
The seller collects it when you pay.
On ₹1,50,000 of package value, that is ₹3,000.
TCS is not a fee.
It is a tax credit that you adjust against your income tax when you file your return.
It still locks up your cash until then, so ask for it as a separate line on your invoice.
Card Markups, Cash Advances And GST
Every card payment in lari carries a foreign-currency charge.
SBI Card’s terms, current as of 25 September 2026, list 3.5% on most cards.
Some cards, including Aurum and Elite, carry 1.99%.
GST at 18% applies on top of fees, so 3.5% becomes about 4.1%.
Spend ₹30,000 in lari on a standard card and you pay about ₹1,239 in charges.
A cash advance at a foreign ATM costs 2.5%, with a minimum of ₹500, and finance charges start on the withdrawal date.
A ₹10,000 withdrawal therefore costs ₹500, which is 5%, before GST.
Other banks differ, so read your own card’s terms before you travel.
Flights: The Line Without A Fixed Number
We found no trusted published fare for India to Tbilisi, and aggregator fares swing too widely to quote.
IndiGo cancelled its Tbilisi flights until 28 March 2026, citing Iran-related airspace developments, according to NewsDrum in February 2026.
We found no confirmed restart, so check the airline’s own booking page for your dates.
If no nonstop is running, you will pay for a connection, and that changes both the fare and your arrival time.
Your arrival date sets your insurance start date and your first hotel night.
Our guide to how to reach Georgia from India covers current routes.
Your Budget Worksheet, Step By Step
- Get a written package quote, and ask what it includes and excludes.
- Add the e-Visa at about ₹3,392, plus about ₹140 in card charges.
- Add insurance at your quoted premium, for example ₹1,017 to ₹1,472 for seven days on GeoCover's lists.
- Add TCS at 2% of the package value.
- Add your flight fare for your dates and route.
- Add card charges at about 4.1% of every amount you pay by card.
- Set a separate cash number for shopping, activities and extras.
- Re-convert every lari figure on your booking day.
Planning rule: do steps 2 to 4 before you buy non-refundable flights.
Mistakes That Cost Money
- Missing the 1-hour email window or the 5-hour payment window on the e-Visa.
- Assuming the e-Visa fee is refundable after a refusal or an error.
- Paying with a RuPay-only card.
- Buying insurance that lacks any of the seven mandatory details.
- Withdrawing cash on a credit card at a Georgian ATM.
- Forgetting TCS when you plan your cash flow.
- Comparing quotes without checking whether flights, extras and the single supplement are included.
Frequently Asked Questions
Is US$20 The Full Georgia E-Visa Fee For Indians?
No.
The official portal states US$20 plus a 2% service fee, which is US$20.40.
Wego and Tata AIG report a separate US$15 DuVerify check, taking the total to about US$35.40, or ₹3,392.
Do I Get My E-Visa Fee Back If I Am Refused Or Cancel?
No.
The portal states the fee is not refundable, including for denied applications, unused visas and errors.
Check every detail against your passport before you pay.
Will A RuPay Card Pay For The Georgia E-Visa?
No.
The portal accepts only Visa and Mastercard.
Keep one ready before you start, because email verification expires in 1 hour.
Should I Buy Travel Insurance Before I Apply For The E-Visa?
Yes.
The portal FAQ says an applicant should possess travel and health insurance valid across Georgia.
Buy a policy that shows all seven mandatory details and covers arrival to departure dates.
How Much Does Georgia's Mandatory Travel Insurance Cost?
GeoCover lists GEL 3.95 a day, about ₹145, for GEL 30,000 of cover.
That is about ₹1,017 for seven days.
This is one insurer's list, so compare it with your own quote.
Does The Basic Insurance Plan Cover Paragliding Or Skiing?
We could not confirm it.
GeoCover lists a separate Extreme plan at GEL 17.5 a day, about ₹644.
Ask for the exclusions in writing before you book adventure activities.
How Much Is The TCS On A Georgia Tour Package?
It is 2% of the package value from 1 April 2026.
On ₹1,50,000, that is ₹3,000.
Ask for it as a separate line on your invoice.
What Does My Indian Credit Card Charge In Georgia?
SBI Card lists 3.5% on most cards, plus 18% GST on the fee.
That is about 4.1%, or ₹1,239 on ₹30,000.
Check your own card's terms, because other banks differ.
Should I Withdraw Cash On A Credit Card At A Georgian ATM?
No.
SBI Card charges 2.5% with a ₹500 minimum, plus finance charges from the withdrawal date.
A ₹10,000 withdrawal costs ₹500 before GST.
What Does The Average Visitor Spend In Georgia?
Geostat puts it at GEL 2,187.3 per visit in 2025, about ₹80,500.
It covers all nationalities and includes same-day visitors.
Use it as a benchmark, not a budget.
Are Flights Included In A Roaming Legs Georgia Price?
Ask for it in writing.
Flights are priced separately from the entry costs, TCS and card charges listed above.
Confirm whether your quote includes them before you compare it with another one.
Is There An Extra Charge For Travelling Solo?
Yes.
Per-person prices assume twin-sharing, so a single-traveller supplement applies.
Ask for the amount in writing before you decide.
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